Long Term Care is an optional benefit program that provides insurance coverage to pay some or all of the costs of assisted living when a person is unable to take care of their daily living needs. Covered services can be received in:
- Nursing Facility
- Assisted Living Facility
- Hospice Program
- Adult Day Care
- Home Health Care Agency
Participants can continue their plan when they retire or leave state service.
Enrollment Eligibility: In addition to yourself, your family members may also be able to apply for benefits.
- Retirees
- Spouses
- Parents (incl. In laws)
- Children (incl. In-laws, adopted & step)
- Grandparents (incl. In-laws)
- Siblings (incl. In-laws, adopted & step)
Benefit Eligibility: To be eligible for Benefits, periodic proof from a Licensed Health Care Practitioner that:
- You need substantial assistance with a least two of the Activities of Daily Living for a period expected to last at least 90 days; or
- You need substantial supervision to protect you from threats to health and safety due to severe cognitive impairment. Activities of daily living include bathing, continence, dressing, eating, toileting, and transferring.
For more information:
