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v:ext="edit" spidmax="1026"/> </xml><![endif]--><!--[if gte mso 9]><xml> <o:shapelayout v:ext="edit"> <o:idmap v:ext="edit" data="1"/> </o:shapelayout></xml><![endif]--> </head> <body lang=EN-US link="#006DF2" vlink="#006DF2" style='tab-interval:.5in'> <div class=WordSection1> <table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=615 style='width:461.25pt;border-collapse:collapse;mso-yfti-tbllook:1184; mso-padding-alt:0in 0in 0in 0in'> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'> <td colspan=2 valign=top style='padding:0in 0in 0in 0in'> <h1><span style='mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: Arial;mso-no-proof:yes'><img width=612 height=139 id="_x0000_i1026" src="/images/Newsletter_banner.png" alt="Description: Human Resources and Equal Opportunity"></span><span style='mso-fareast-font-family:"Times New Roman";mso-bidi-font-family:Arial'><o:p></o:p></span></h1> </td> </tr> <tr style='mso-yfti-irow:1'> <td valign=top style='padding:0in 0in 0in 0in'> <h1><span style='mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: Arial'>Financial Planning Awareness &amp; Pre-Retirement Planning<o:p></o:p></span></h1> </td> <td style='padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:10.0pt'><o:p>&nbsp;</o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:2'> <td valign=top style='padding:0in 0in 0in 0in'> <h1 style='margin-bottom:7.5pt'><span style='font-size:10.5pt;mso-fareast-font-family: "Times New Roman";mso-bidi-font-family:Arial'>February 28, 29 and March 1, 2012<o:p></o:p></span></h1> </td> <td style='padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:10.0pt'><o:p>&nbsp;</o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:3'> <td valign=top style='padding:0in 0in 0in 0in'> <p><span style='font-size:9.0pt;font-family:"Arial","sans-serif"'>These are a series of seminars designed to help University of Kansas faculty and staff plan for financial security and an enjoyable retirement. <o:p></o:p></span></p> <p><span style='font-size:9.0pt;font-family:"Arial","sans-serif"'>Reservations are not required.<span style='mso-spacerun:yes'>  </span>These seminars are free of charge and open to all University <span class=GramE>faculty</span>, staff and their families. These seminars are not intended to provide individual investment advice.<o:p></o:p></span></p> <address><span style='font-size:9.0pt;font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Sponsored by:<br> Human Resources and Equal Opportunity<br> Benefits Office<br> Room 150, Carruth-O'Leary Hall<br> 785/864-4946<br> <a href="http://www.hr.ku.edu/">http://www.hr.ku.edu/</a> <o:p></o:p></span></address> </td> <td style='padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:10.0pt'><o:p>&nbsp;</o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:4'> <td valign=top style='padding:0in 0in 0in 0in'> <h2 style='margin-top:15.0pt;margin-right:0in;margin-bottom:3.75pt; margin-left:0in'><span style='mso-fareast-font-family:"Times New Roman"; mso-bidi-font-family:Arial;color:#0067AE'>Schedule<o:p></o:p></span></h2> <h2><span style='mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: Arial'>Tuesday, February 28, 2012<o:p></o:p></span></h2> <div style='margin-bottom:7.5pt'> <h3 style='margin-left:22.5pt'><b><u><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Social Security Benefits in Retirement<o:p></o:p></span></u></b></h3> <h3 style='margin-left:22.5pt'><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>9:00 - 11:30 (Big 12 Room, <st1:State w:st="on">Kansas</st1:State> <st1:place w:st="on">Union</st1:place>)<o:p></o:p></span></h3> <p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:22.5pt'><span style='font-size:9.0pt;font-family:"Arial","sans-serif"'>When to apply for benefits, spouse and widow benefits, taxation of Social Security benefits, working after retirement, and Medicare issues.<o:p></o:p></span></p> <h4 style='margin-left:22.5pt'><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Presenter: Lawrence Social Security Office<o:p></o:p></span></h4> </div> <div style='margin-bottom:7.5pt'> <h3 style='margin-left:22.5pt'><b><u><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Health Insurance after Retirement<o:p></o:p></span></u></b></h3> <h3 style='margin-left:22.5pt'><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>1:00  4:00 (Big 12 Room, <st1:State w:st="on">Kansas</st1:State> <st1:place w:st="on">Union</st1:place>)<o:p></o:p></span></h3> <p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:22.5pt'><span style='font-size:9.0pt;font-family:"Arial","sans-serif"'>Continuation of the State of <st1:State w:st="on"><st1:place w:st="on">Kansas/University</st1:place></st1:State> health insurance plans after retirement and Medicare issues.<o:p></o:p></span></p> <h4 style='margin-left:22.5pt'><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Presenter: Kansas Department of Health &amp; Environment<o:p></o:p></span></h4> <h4><span style='font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p>&nbsp;</o:p></span></h4> </div> <h2><span style='mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: Arial'>Wednesday, February 29, 2012<o:p></o:p></span></h2> <h3 style='margin-left:22.5pt'><b><u><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Wills, Trusts &amp; Estate Planning<o:p></o:p></span></u></b></h3> <h3 style='margin-left:22.5pt'><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>9:00  noon (Big 12 Room, Kansas Union)<o:p></o:p></span></h3> <p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:22.5pt'><span style='font-size:9.0pt;font-family:"Arial","sans-serif"'>Overview of estate planning, probate, wills, trusts, living trusts and taxes, and planning for incapacity.<o:p></o:p></span></p> <h4 style='margin-left:22.5pt'><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Presenter: Craig C. Reaves, J.D., CELA, <span class=SpellE>ChFC</span>, CLU, Reaves Law Firm, P.C.<o:p></o:p></span></h4> <h4 style='margin-left:22.5pt'><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'><o:p>&nbsp;</o:p></span></h4> <h3 style='margin-left:22.5pt'><b><u><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Long Term Care<o:p></o:p></span></u></b></h3> <h3 style='margin-left:22.5pt'><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>1:30  4:30 (Big 12 Room, Kansas Union)<o:p></o:p></span></h3> <p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:22.5pt'><span style='font-size:9.0pt;font-family:"Arial","sans-serif"'>Overview of what long term care is and how to pay for it. Review long term care insurance policy options, including what to watch for when selecting long term care insurance. Overview of Medicaid eligibility requirements and decisions regarding excess resources.<o:p></o:p></span></p> <h2 style='margin-left:22.5pt'><i style='mso-bidi-font-style:normal'><span style='font-size:9.0pt;font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";color:windowtext;font-weight:normal;mso-bidi-font-weight: bold'>Presenter: Craig C. Reaves, J.D., CELA, <span class=SpellE>ChFC</span>, CLU, Reaves Law Firm, P.C</span></i><i style='mso-bidi-font-style:normal'><span style='font-size:9.0pt;mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: Arial;color:windowtext;font-weight:normal;mso-bidi-font-weight:bold'><o:p></o:p></span></i></h2> <div style='margin-bottom:7.5pt'> <h4><span style='font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman";font-style:normal;mso-bidi-font-style:italic'><o:p>&nbsp;</o:p></span></h4> </div> <h2><span style='mso-fareast-font-family:"Times New Roman";mso-bidi-font-family: Arial'>Thursday, March 1, 2012<o:p></o:p></span></h2> <div style='margin-bottom:7.5pt'> <h3 style='margin-left:22.5pt'><b><u><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>KPERS Benefits in Retirement<o:p></o:p></span></u></b></h3> <h3 style='margin-left:22.5pt'><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>9:00  11:30 (Big 12 Room, <st1:State w:st="on">Kansas</st1:State> <st1:place w:st="on">Union</st1:place>)<o:p></o:p></span></h3> <p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:22.5pt'><span style='font-size:9.0pt;font-family:"Arial","sans-serif"'>Requirement for age and years of service at retirement, computing your benefit, partial lump sum income option, survivor options, taxes, working after retirement, buyback options, and new legislation.<o:p></o:p></span></p> <h4 style='margin-left:22.5pt'><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Presenter:<span style='mso-spacerun:yes'>  </span><st1:State w:st="on"><st1:place w:st="on">Kansas</st1:place></st1:State> Public Employees Retirement System (KPERS)<o:p></o:p></span></h4> <h4><span style='font-family:"Arial","sans-serif";mso-fareast-font-family: "Times New Roman"'><o:p>&nbsp;</o:p></span></h4> <h3 style='margin-left:22.5pt'><b><u><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Concepts in Investment Planning<o:p></o:p></span></u></b></h3> <h3 style='margin-left:22.5pt'><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>1:00  3:00 (Big 12 Room, Kansas Union)<o:p></o:p></span></h3> <p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto; margin-left:22.5pt'><span style='font-size:9.0pt;font-family:"Arial","sans-serif"'>Understanding investment risk, investment terms and concepts, capital preservation, diversification and the use of investments in estate planning.<o:p></o:p></span></p> <h4 style='margin-left:22.5pt'><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman"'>Presenter: ING<o:p></o:p></span></h4> <h4 style='margin-left:22.5pt'><span style='font-family:"Arial","sans-serif"; mso-fareast-font-family:"Times New Roman";font-style:normal;mso-bidi-font-style: italic'><o:p>&nbsp;</o:p></span></h4> </div> </td> <td style='padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:10.0pt'><o:p>&nbsp;</o:p></span></p> </td> </tr> <tr style='mso-yfti-irow:5;mso-yfti-lastrow:yes'> <td colspan=2 valign=top style='padding:0in 0in 0in 0in'> <p class=MsoNormal><span style='font-size:9.0pt;font-family:"Arial","sans-serif"; mso-no-proof:yes'><img border=0 width=613 height=108 id="_x0000_i1025" src="/images/footer-615px-w.jpg" alt=" Description: KU HREO Footer"></span><span style='font-size:9.0pt;font-family:"Arial","sans-serif"'><o:p></o:p></span></p> </td> </tr> </table> <p class=MsoNormal><o:p>&nbsp;</o:p></p> </div> </body> </html>